Your insurances
Coverage in the event of reduced working capacity
If you are ill or injured, and therefore do not have the opportunity to work as you normally do for more than three months, you may receive compensation for lost earning capacity. The coverage is a percentage of your annual salary, so it may be a good idea to think about how much of your salary you can live for.
The size of coverage adjusts according to the following table:
Critical illness coverage
In the case of certain critical illnesses, such as certain types of cancer, coronary heart disease, or sclerosis, you will be paid a lump sum. This can provide a financial respite in a difficult time.
Coverage in the event of death (life insurance)
Life insurance is paid to your family in the event of your death and is a percentage of your annual salary. Therefore, you should consider how much is needed to ensure your family financial security and think about your life situation when you choose the size of the coverage (for example, do you have children living at home and/or a partner or spouse?)
See your insurance
On the self-service portal, you can log in and see the size of your coverage.
> Sign in to Velliv and see your insurances
Recommendations
Deloitte Pension Management has made recommendations to the size of these insurance coverages that you can bring as a starting point when you talk to your counselor. This way you cover all the important aspects and get your coverages adapted to your exact needs.